Participant Edge

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The plans described below are for Utah Active members only. Please visit the Contact Us link for information on contacting the Fringe Benefits Service Center or the Trust Fund office for your state. 



Overview of Benefits Available


Benefit Description

Medical Benefits


The comprehensive medical Plan covers Medically Necessary treatment of Illness and injuries (including treatment of mental health issues).

Chemical Dependency

The Plan’s chemical dependency benefits include benefits for alcoholism and other chemical dependency rehabilitation treatment. If medical detoxification is needed in an acute care hospital, those hospital services are covered under the comprehensive medical benefits. 

NOTE: Benefits for treatment of alcoholism or other chemical dependency are available only to you and your spouse, not to Dependent children.

Hearing Aid

Hearing aid benefits are provided under the Plan’s comprehensive medical benefits.

Prescription Drugs

The Plan covers generic and brand-name prescription drugs at retail pharmacies after you pay your share of costs. A participating pharmacy feature allows you to keep your share of the costs down.

The Plan also offers a mail order service for medications you take on a long-term, continuous basis.


The Plan pays up to $1,500 per year in preventive, basic, and major restorative dental services per person. However, this maximum payment per Calendar Year does not apply to Dependent children under 19 years of age. 

A participating dentist feature allows you to keep your share of the costs down.

Vision Care

The Plan pays benefits for eye exams and glasses or visually necessary contact lenses.

Employee Weekly Disability Benefit

The Plan pays a weekly benefit of $200 for up to 26 weeks per disability if you are totally disabled and unable to work due to a non-occupational Illness or Injury.

Employee Life Insurance

Pays $4,000 to your beneficiary in the event of your death.

Dependent Life Insurance

Pays $1,000 to you if your spouse dies or $500 if your Dependent child dies.

Accidental Death and Dismemberment (AD&D)

Pays $2,000 to your beneficiary in the event of your death from an accident. Pays a benefit to you if you suffer the loss of certain body parts (e.g., foot, hand, eye) in an accident.

Employee Burial Expense

Pays $2,500 to your beneficiary to cover burial expenses in the event of your death.